Freeway/Mals/Accepting Payments

Hi All

Looking for recommendations to payment processing for my new website, which is an add on to my existing business.

Obviously I will be using Freeway with Mals, but any recommendations on merchant ID and payment processing.

I have looked at Paypals Webpayments Pro and also my banks own service. The Paypals looks the easiest to set-up, my banks merchant services didn’t know what Mals was!!!

Your thoughts please

Mike


freewaytalk mailing list
email@hidden
Update your subscriptions at:
http://freewaytalk.net/person/options

Hi Mike,
I’ve just been through the same process with one of my sites. We went for the Paypal website payments pro. It is very easy to set up, both in the PayPal admin area and in Mals.
With PayPal they also need you to set up your policies on privacy, terms and conditions and returns etc, and these pages have to be readily available and easy to access.
It is all part of the verification process that you have to go through in order to use the web payments pro.
The processing of credit and debit cards are handled seamlessly and the fees that PayPal charge are similar to those (or may be cheaper) than a merchant account with your bank.
The big plus is that on mals side it is easy to set up. And the money for each transaction is in your PayPal account almost instantly.

Hope that helps and good luck.

Steve Ballinger - Sent from my iPhone

On 30 Dec 2010, at 18:05, “Mike Thornley” email@hidden wrote:

Hi All

Looking for recommendations to payment processing for my new website, which is an add on to my existing business.

Obviously I will be using Freeway with Mals, but any recommendations on merchant ID and payment processing.

I have looked at Paypals Webpayments Pro and also my banks own service. The Paypals looks the easiest to set-up, my banks merchant services didn’t know what Mals was!!!

Your thoughts please

Mike


freewaytalk mailing list
email@hidden
Update your subscriptions at:
http://freewaytalk.net/person/options


freewaytalk mailing list
email@hidden
Update your subscriptions at:
http://freewaytalk.net/person/options

The only downside to Paypal’s Webpayments Pro are these:

(1) when people are presented with the payment page sometimes they assume that they have to have a Paypal account. This is not necessary but the ability to pay by credit card is obfuscated by Paypal.

(2) if your client has a non USA Amex card and attempts to pay, that will fail. Paypal has ongoing huge Amex issues yet continues to claim that they will process all Amex cards. This problem can lead to payment being abandoned by the customer

So, what is the solution? Get a proper merchant gateway from one of the big players. However, depends on what you are selling. I once was asked to put up £10,000 in escrow fro the account. Crazy … that may have changed. But, with a merchant gateway its going to cost you more than Paypal unless you have huge volume and you will get your cash more slowly.

Ulttimately, put up with Paypal’s drawbacks and do fast integration with your site. I am happy with Paypal.


freewaytalk mailing list
email@hidden
Update your subscriptions at:
http://freewaytalk.net/person/options

If you’re using a cart like Mal’s and PayPal WebPayments Pro and the client chooses to pay by credit card the whole thing is processed on the Mal’s site the client never need to go to, or see the PayPal site.

But, Part of the PayPal WebPayments Pro agreement you need to include a Paypal Quick Checkout button as an option to the user (Mal’s Cart does all this for you)

David

David Owen { Freeway Friendly Web hosting and Domains and Servers }

http://www.ineedwebhosting.co.uk | http://www.PrintlineAdvertising.co.uk

On 5 Jan 2011, at 11:31, John-Paul Kernot wrote:

(1) when people are presented with the payment page sometimes they assume that they have to have a Paypal account. This is not necessary but the ability to pay by credit card is obfuscated by Paypal.


freewaytalk mailing list
email@hidden
Update your subscriptions at:
http://freewaytalk.net/person/options